Pre-Retirement
Preparing for retirement is one of the most important financial journeys in life. Our expert pre-retirement services are designed to help you create a clear roadmap — from understanding what contributions you can make and optimising your fund choices whilst aligning your financial plan with your personal goals. We provide a Pension projection in every review and review this annually, helping you to achieve financial independence as soon as possible, based on your current arrangements and how some small adjustments can ensure you are fully prepared for what comes next.
Solutions to shape your future
- Are you setting up a new pension?
- Are you reviewing an existing pension?
- Retirement Projections & Income Planning
- Financial Independence Retire Early- FIRE
4000+
Our service
Your dedicated financial adviser knows how important it is to manage each part of your pension plan to secure the best outcome for you. This means looking beyond your current contributions to include entitlements from previous employments, periods of self-employment or foreign arrangements, and your State pension. Together, we’ll decide on the right approach.
We’ll guide you on the most suitable pension structure — whether that’s a Personal Retirement Bond, PRSA, or another tailored solution — and match it with an investment strategy designed around your goals, risk appetite, and time horizon. Our service ensures you benefit fully from available tax reliefs, remain compliant with changing rules, and have ongoing reviews in place to keep your retirement plan on track.
How this will benefit you
Best-in-class providers
Giving you access to leading pension solutions and planning tools tailored to your future.
Lowest-cost structures
As an impartial broker with full access to all of the pension providers we offer i00% allocation across all pension funds
Maximised tax relief
We ensure you get the maximum amount of Tax free cash and offer self-administered pension funds also
Expert advice with ongoing reviews & cashflow forecasts
With diversified investments aligned to your goals, timeline, and risk profile and reviewed annually.
What you get after consultation
Your Full Retirement Picture
We build a personalised action plan for your future. This incorporates reviewing all your previous and current pension arrangements including the State pension — and build a personalised action plan for your future which is review annually.
Clarity & Direction
Get retirement income projections and clear contribution guidance, so you’ll know exactly whether you’re on track and what steps to take next.
Priorities & Flexibility
We’ll help you decide whether to consolidate or maintain separate pensions, and recommend the most suitable structure to keep your options open.
Risk & Suitability
Your funds are aligned with your risk profile, supported by ongoing reviews, cashflow forecasts, and fee comparisons — ensuring your pension stays efficient and on course.
Testimonials
I went into this consultation with an amount of financial objectives and was not sure if they could be met. The consultation was excellent and Nick has given me a roadmap on how to reach my objectives. The required steps by me were explained in a very straight forward manner and all made perfect sense. I would highly recommend the services of Alpha Wealth.
How it works?
Alpha Wealth can help you achieve your financial goals. For a one-off fee starting at just €199, you can access a full Financial Consultation with one of our expert financial advisors. Here’s what to expect:
01
Book a Financial Review
Using our website for a date/time that is convenient to you with one of our qualified financial advisors
02
Information Gathering
Pre meeting we do all the heavy lifting to collate information to make the meeting as productive as possible
03
Teams or in person review
We advise you on your current situation and make recommendations ensuring you understand fully your options
04
Implementation
Set up / transfer / paperwork if appropriate
05
Ongoing Review
Annual strategy meeting & periodic updates
